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Open pension account

Pension accounts

Pension accounts offered by Davy Select are suitable for those comfortable making their own investment decisions without advice.

Choose your account type

Personal Retirement Savings Account (PRSA)

The PRSA is designed to make saving for your retirement as easy and flexible as possible

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Personal Retirement Bond (PRB)

Sometimes referred to as a Buy Out Bond (BOB). This is a lump sum account designed to receive a lump sum payment from a former employer's occupational pension scheme

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Approved Retirement Fund (ARF)

An ARF is a tax-efficient investment account that enables you to transfer your pension fund upon receipt of your retirement lump sum

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Why Davy Select for pensions?

Avail of a unique combination of:

  • Access to both a pension account and investment platform under one annual fee
  • No individual trading commission on investment purchases and sales
  • Invest your lump-sum and/or set up a monthly automated investment into your fund(s) of choice
  • A dedicated pension support team covering all your pension and investment queries 

Summary of charges


2% Dealing charge per annum on accounts valued from €0 - €49,999 and 1% Dealing charge per annum on accounts above €50,000. Annual charge for an unlimited number of transactions, may be subject to overseas charges for non-Irish / non-UK listed investment instruments


0.9% per annum Annual charge for an unlimited number of transactions, may be subject to overseas charges for non-Irish / non-UK listed investment instruments

Overseas Charges

Minimum Fee of 0.06% for each instrument listed outside Ireland and UK, plus a Foreign Transaction Settlement Charge of €25.00 per trade. Overseas charge of 0.06% (does not apply to fund transactions)

Fund Charges

Annual charges for funds and ETFs are in addition to the Davy Select fee. Individual rates will apply and will vary depending on products offered. Annual charges for funds will be made available in advance.

Pension factsheets

Personal Retirement Savings Account

A tax efficient investment account which enables you to save for your retirement in a flexible manner.

Download Factsheet

Personal Retirement Bond

Also known as buy-out bonds, a lump sum pension plan into which it may be possible to transfer funds from your existing pension.

Download Factsheet

Approved Retirement Fund

A personal tax efficient investment account into which you can transfer all or part of the balance of your pension fund after you receive your retirement lump sum.

Download Factsheet

Our fees & charges

Learn more about the Davy Select fees and charges

Fees & Charges